Personal Insurance
Explore our wide range of personal and specialty insurance solutions.
Auto Insurance
As your trusted insurance agency, we are pleased to serve you by finding reliable coverage and affordable rates for your vehicle. Shopping for protection shouldn’t be a hassle. The best way to find savings is by comparing auto insurance rates from multiple carriers.
The process can be overwhelming, but our agents are available to help do the work for you! Auto insurance coverage can include physical damage and bodily injury protection in an accident. It may also include liability and could offer financial assistance against theft or damage to your vehicle.
Frequently asked questions and answers
Can I insure multiple vehicles on one policy?
Yes, many insurance companies allow multiple vehicles to be insured on the same policy. Multi-vehicle policies are common for households in Lowell, Massachusetts and may qualify for discounts.
What is gap insurance?
Gap insurance helps cover the difference between what you owe on a vehicle loan and the vehicle’s actual cash value if it’s totaled. It’s commonly recommended for newer financed vehicles in Lowell, especially if the loan balance is higher than the car’s value.
What is personal injury protection (PIP)?
Personal injury protection (PIP) helps pay for medical expenses, lost wages, and other related costs after an accident, regardless of who is at fault. PIP requirements vary by state, and in some areas, it may be required as part of your auto insurance coverage.
Is PIP required in (State)?
Some states require personal injury protection as part of auto insurance policies, while others make it optional. Drivers in Massachusetts should review current state insurance requirements to understand whether PIP coverage is necessary.
Can I pause my auto insurance coverage?
Depending on your insurance company, you may have options if your vehicle will be stored or not driven for an extended period. However, completely canceling your policy can lead to gaps in coverage history, which may affect future insurance rates. Drivers in Lowell should speak with their insurance provider to explore available options and determine the best solution for their situation.
Homeowners Insurance
Our agents can help you select the appropriate coverage for your home. Finding the right combination of reliable coverage, quality service, and affordability is what we do best! Let us help so you and your family are prepared in an emergency.
Frequently asked questions and answers
Why do I need homeowners’ insurance?
Does homeowners insurance cover wind and hail damage?
How can I lower my homeowner’s insurance premium?
What is personal property coverage?
Does homeowners insurance cover guest injuries?
Should I insure my home for its market value?
Does filing a homeowners insurance claim increase my premium?
What happens if my home is damaged beyond repair?
Can I bundle my home and auto insurance?
How often should I compare homeowners’ insurance quotes?
Renters/Condo Insurance
Renters insurance is extremely affordable and offers excellent coverage! We can shop our most trusted carriers to find reliable coverage for a reasonable cost. Renters policies can generally start at less than $20 per month and only increase when adding additional coverages.
Think about all the valuable items you own, such as your computer, smartphone, jewelry, collectibles, furniture, and clothing. If these items are damaged by fire, theft, or vandalism, your renters insurance policy can protect you from financial loss. Personal belongings in your vehicles are also covered.
Umbrella Insurance
Sometimes standard insurance isn’t enough, and you’re left with gaps in coverage. An umbrella policy provides extra security with liability coverage that fills those gaps.
It could offer protection for you and your family against claims and judgments. It is a valuable addition to any homeowners, auto, or other policy for extended coverage.
Motorcycle Insurance
We offer competitive rates from trusted carriers with reliable coverage you can count on. Motorcycle insurance policies sometimes include specific coverage that is required by law. Often it includes bodily injury and property damage liability. Additional coverages may include medical payments, uninsured protection, comprehensive coverage, and collision coverage. Comprehensive coverage could provide protection if your bike is stolen, vandalized, or even damaged by fire. With all these options, it is important to speak with an insurance professional. We are happy to discuss your policy’s details and answer any questions you may have.
Flood Insurance
Don’t get caught up in a storm. Your homeowners insurance policy does not cover flood losses. Floodwaters can result in devastating damage, both to your home and your finances. Take the time to consider how and if you will be protected when flooding damages your property. Financial aid from the U.S. government is not guaranteed, but a good flood insurance policy can help cover claims even when a disaster is not declared. Unlike some financial aid loans, your flood insurance policy can reimburse you and does not require repayment. Our team of dedicated professionals can guide you to the most reliable and affordable coverage plans.
Recreational Vehicle Insurance
Frequently asked questions and answers
Why is recreational insurance important?
Recreational insurance can help protect you from unexpected costs involving motorhomes, campers, boats, ATVs, Jet Skis, and snowmobiles. It may cover damage, theft, accidents, and liability claims. Coverage options can vary for owners in Lowell, MA.
What types of recreational vehicles can be insured?
A variety of recreational vehicles can be insured, including motorhomes, travel trailers, campers, boats, ATVs, Jet Skis, and snowmobiles. Coverage needs can vary for each type of vehicle based on how it is used, where it is stored, and the specific requirements in Lowell.
Does recreational insurance include liability coverage?
Most recreational insurance policies offer liability coverage. This can help pay for injuries or property damage if you are responsible for an accident. Liability limits and requirements may vary in Massachusetts.
Can recreational insurance cover damage to my vehicle?
Collision and comprehensive coverage may help pay for damage to your recreational vehicle. Collision coverage generally applies to accidents, while comprehensive coverage may help with theft, fire, storms, or vandalism. An agent in Lowell MA can explain the available options.
Do I need insurance for a travel trailer?
Travel trailers are not driven on their own, but they can still be damaged, stolen, or involved in an accident. A separate travel trailer policy may provide more protection than the limited coverage offered by an auto or homeowners policy in Massachusetts.
Is insurance available for older boats or campers?
Insurance may be available for older boats, campers, and other recreational vehicles. The age, value, condition, and use of the vehicle can affect the coverage options available in Lowell, MA.
Does recreational insurance cover theft?
Comprehensive coverage may help pay if a boat, ATV, Jet Ski, camper, snowmobile, or motorhome is stolen. Coverage is generally subject to a deductible and policy limits. Owners in Lowell, MA should also take steps to secure vehicles while they are stored.
Can I choose my recreational insurance deductible?
Many recreational insurance policies offer a choice of deductible amounts. Choosing a higher deductible can help reduce your premium, but it also means you may pay more out of pocket if you file a covered claim. Deductible options can vary by insurance carrier in Massachusetts.
Does recreational insurance cover towing?
Some recreational policies offer towing, roadside assistance, or emergency service coverage. This may help if your motorhome, camper, boat trailer, ATV, or snowmobile becomes disabled near Lowell. The services included depend on the policy.
How is the cost of recreational insurance determined?
The cost of recreational insurance may depend on the type and value of the vehicle, where it is stored, how often it is used, and the coverage selected. Driving history and claims history may also affect rates in Lowell, Massachusetts.
Let's Get in Touch
For more information, contact us today!
The information provided on this website is for general informational purposes only and does not constitute insurance advice. Coverage cannot be bound, altered, or canceled via this website, email, voicemail, or online forms. All coverage is subject to the terms, conditions, and exclusions of the policy issued. Please speak with a licensed agent for specific coverage guidance.
Conway Insurance Agency
Address:
77 East Merrimack Street STE 16
Lowell, MA 01852
Office Hours:
Monday – Friday 8:30am – 5:00 pm
Saturday 9:00 am – 12:00 pm
